When your wish to have children comes true, this often has consequences for your disposable income. After all, from that moment on, part of that income goes towards the costs of looking after your child(ren). You or your partner may choose to work less to care for the children. This does not only have financial consequences for now. You often build up less pension and are entitled to lower unemployment or occupational disability benefits.
Your housing preferences may also change and you may want to live in a larger house or in a different area. In short: It's a good idea to consider what extending your family will mean for your income, your expenses and the affordability of your current and any future mortgage.
Do you anticipate financial problems due to family expansion or do you have questions about the consequences of family expansion for your mortgage? Then please contact us. We will be happy to help you and, if necessary, look for solutions together.